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Types of Retail Businesses in Ireland

Different retail formats have varying setup requirements, costs, and VAT obligations.

Physical Shop

Traditional brick-and-mortar store with walk-in customers. Requires premises license and planning permission.

Setup: €15,000-75,000 | VAT: €85,000 threshold

Online Store

E-commerce business selling products online. Lower startup costs but complex EU VAT rules for cross-border sales.

Setup: €3,000-25,000 | VAT: €85,000 threshold

Market Stall

Temporary or permanent market trading. Requires casual trading license and market authority permits.

Setup: €500-5,000 | VAT: €85,000 threshold

Retail Business Setup Checklist (2025)

Complete step-by-step checklist for opening your retail business in Ireland.

Phase 1: Business Foundation (Weeks 1-4)

Business Structure Selection

Limited company recommended for retail (liability protection, credibility). Register with CRO (€125-200)

Business Bank Account

Open business account with merchant services for card payments. Essential for retail operations

VAT Registration

Register early to reclaim VAT on shop fittings, equipment, and initial stock (typically €5,000-15,000)

Phase 2: Premises & Licensing (Weeks 2-8)

Shop Premises License

Apply for commercial premises license with local authority. Required before opening

Planning Permission

Verify premises has retail planning permission. Apply for change of use if needed (€65-700)

Signage Permissions

Apply for advertising display permissions for external signage with local council

Phase 3: Operational Setup (Weeks 4-10)

POS System & Equipment

Install till system, card readers, security, and inventory management software

Insurance Coverage

Shop insurance, public liability (€2M+), employer liability, stock insurance, and business interruption

Staff & Payroll Setup

Register employees with Revenue, setup employee contracts and VAT compliance for staff expenses

Phase 4: Stock & Launch Preparation (Weeks 6-12)

Supplier Agreements

Establish wholesale supplier relationships, negotiate terms, and setup delivery schedules

Initial Stock Purchase

Order opening stock, setup inventory tracking, and implement stock control procedures

Marketing & Launch

Local advertising, social media setup, grand opening promotions, and customer loyalty programs

Retail VAT Compliance in Ireland

Retail businesses must comply with complex VAT rules covering different product categories and sales channels.

Common Retail VAT Rates

Most Goods (clothing, electronics)23%
Food & Beverages0%
Books & Newspapers0%
Children's Clothing & Footwear0%
Medical Equipment0%
Fuel & Energy13.5%

Retail VAT Benefits

Input VAT Recovery

Reclaim VAT on shop fittings, equipment, stock purchases, and business expenses

Wholesale Purchasing

Access to VAT-free wholesale prices from suppliers, improving profit margins

Business Credibility

VAT number establishes credibility with suppliers and business customers

Cross-Border Trading

Required for EU sales over €10,000 and B2B transactions

Automate Your Retail VAT Compliance

PayVat integrates with retail POS systems to automatically track mixed VAT rates, manage stock VAT, handle EU sales rules, and file bi-monthly returns. Perfect for retail complexity.

Retail Business Startup Costs Ireland (2025)

Realistic budget breakdown for opening a retail store in Ireland by category.

Small Shop (50m²)

Setup & Legal€2,000
Shop Fittings€8,000
POS & Tech€3,000
Initial Stock€12,000
Insurance€1,500
Total€26,500

Medium Shop (100m²)

Setup & Legal€3,000
Shop Fittings€20,000
POS & Tech€6,000
Initial Stock€25,000
Insurance€2,500
Total€56,500

Large Shop (200m²)

Setup & Legal€5,000
Shop Fittings€45,000
POS & Tech€12,000
Initial Stock€50,000
Insurance€4,000
Total€116,000

Plus Ongoing Monthly Costs

Rent
€1,500-8,000
Staff
€2,000-12,000
Utilities
€300-1,200
Marketing
€500-2,000

Include 3-6 months working capital (€15,000-75,000) for initial trading period.

Get Your Retail VAT Setup Plan

Common Retail Business Mistakes to Avoid

Learn from costly mistakes that shut down 35% of retail businesses within 3 years.

Mistake: Poor Stock Management

Overstocking slow-moving items or understocking popular products. Not tracking stock turns or implementing reorder points.

Cost: 30-50% of retail failures due to cash flow tied up in dead stock

Mistake: Ignoring VAT Recovery Opportunities

Not registering for VAT early to reclaim setup costs, or incorrectly applying VAT rates to different product categories.

Cost: €5,000-20,000 in non-recoverable VAT and compliance penalties

Mistake: Inadequate Security Measures

No CCTV, basic till security, inadequate stock protection. Retail theft averages 1.4% of turnover in Ireland.

Cost: €1,400 theft loss per €100,000 turnover + insurance claims

Mistake: No Digital Presence

Relying solely on walk-in customers without online presence, social media, or click-and-collect options.

Impact: Missing 60% of customers who research products online first

Ready to Launch Your Retail Business in Ireland?

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