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RCT (Relevant Contracts Tax) System

Ireland's construction industry operates under the RCT system, which affects how VAT and income tax are handled.

Principal Contractors

Main contractors hiring subcontractors for construction work. Must operate RCT deductions and submit monthly returns.

Monthly RCT returns required

Subcontractors

Specialists providing services to main contractors. Subject to RCT deductions unless holding C2 certificate.

0%, 20% or 35% RCT rates

Material Suppliers

Suppliers of construction materials and equipment. Standard VAT rules apply, not subject to RCT system.

Standard 23% VAT on materials

Construction VAT Rates & Applications

Different VAT rates apply to construction services, materials, and property types.

Construction Services VAT

General Construction Services13.5%
House Building Services13.5%
Repair & Maintenance13.5%
Cleaning Services13.5%
Security Services23%

Materials & Equipment VAT

Building Materials23%
Plant & Equipment Hire23%
Scaffolding Hire23%
Tool Hire23%
Fuel & Energy13.5%

Mixed Supplies: Materials + Services

Two-Third Rule Application

  • • If services >2/3 of total: Apply 13.5% to entire supply
  • • If materials >2/3 of total: Apply 23% to entire supply
  • • If neither >2/3: Split and apply appropriate rates
  • • Must keep detailed records of breakdown

Common Examples

  • • Kitchen fitting: Usually 13.5% (service dominant)
  • • Electrical installation: Often 13.5% (service dominant)
  • • Material supply + fitting: Depends on ratio
  • • Roofing with materials: Check two-third rule

RCT Compliance for Construction Businesses

Step-by-step guide to RCT registration, deductions, and monthly returns.

1. RCT Registration Requirements

Principal Contractor Registration

  • • Tax Reference Number (TRN) required
  • • Apply through ROS or Form RCT-R
  • • Must register before first subcontractor payment
  • • C1 certificate issued upon approval

Subcontractor Registration

  • • Automatic registration with tax compliance
  • • C2 certificate for 0% RCT rate
  • • Requires good tax compliance history
  • • Renewed annually if eligible

2. RCT Deduction Rates

0%

C2 certificate holders (tax compliant)

20%

Standard rate for registered subcontractors

35%

Unregistered or non-compliant subcontractors

3. Monthly RCT Returns

Return Requirements

  • • Due by 14th of following month
  • • Submit even if no payments made (nil return)
  • • Include all subcontractor payments
  • • Deductions must be remitted to Revenue

Penalties for Late Returns

€1,520 penalty for late RCT returns, plus 10% surcharge on unpaid deductions.

VAT Registration for Construction Businesses

Construction businesses should register for VAT early to maximise input VAT recovery.

VAT Registration Benefits

High Input VAT Recovery

Reclaim 23% VAT on equipment, vehicles, materials purchases

Professional Credibility

VAT number essential for commercial contracts and tenders

Supplier Relationships

Access to trade suppliers offering VAT-exclusive pricing

Cash Flow Management

Monthly VAT refunds during equipment purchase phases

Typical VAT Recovery Amounts

Small Construction Business

€8,000-15,000

Annual VAT recovery on equipment and materials

Medium Construction Company

€25,000-60,000

Annual VAT recovery including vehicles and plant

Large Construction Enterprise

€100,000+

Substantial VAT recovery on major equipment purchases

Automate Construction VAT & RCT Compliance

PayVat handles the complex VAT and RCT requirements specific to Irish construction businesses.

VAT Automation

  • Automatic 13.5% vs 23% VAT calculation
  • Two-third rule application for mixed supplies
  • Input VAT tracking for materials and equipment
  • Bi-monthly VAT return generation

RCT Integration

  • Subcontractor rate verification (0%, 20%, 35%)
  • Monthly RCT return preparation
  • Automated deduction calculations
  • Deadline reminders and compliance alerts

Ready to Simplify Construction VAT & RCT Compliance?

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